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Contents Insurance

Did you know that if you rent private accommodation, you likely won’t have content insurance? This means that you could end up paying a lot of money if your things are lost or stolen.

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Did you know that if you rent private accommodation, you likely won’t have content insurance? This means that you could end up paying a lot of money if your things are lost or stolen.


Insurance can cover theft, accidental damage or mechanical breakdown. Students can be seen as easy targets for thieves as they often have lots of valuable items; laptops, televisions and mobile phones are amongst some of the things that may be targeted by burglars. Insurance is an extra cost and can be expensive - but if you don’t have it, think about whether you could afford to replace your things if something happened. 

The first step is to check if you’re already covered.
•    Halls of Residence often provide content insurance. If you’re not sure whether you have contents insurance, check your housing documents. 
•    If your parents have insurance, you may be covered under their policy. 
•    Some bank accounts also include insurance with your account.


Even if you do have insurance, you’ll need to know what’s covered and what’s not. For example, a laptop might be covered at home, but not outside your home. Check the terms and conditions when arranging insurance, make sure you understand what you’re agreeing to and ask if you have any questions. 

 
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